As a partner, you may want to help her however you can during her pregnancy, and health insurance may seem like one way.
However, it’s unlikely that your insurance will cover your girlfriend’s abortion for a few reasons. Continue reading to learn more about why and what you can do to help your girlfriend.
You can also schedule a free couple’s appointment at New Beginnings of Winchester to verify your girlfriend’s pregnancy and discuss your options with our caring staff.
Insurance and Relationships: Who Can Be Covered?
One reason your insurance may not cover your girlfriend is if your insurance policy or the policy provided through your employer only extends to legal spouses or domestic partners. If you are dating but haven’t established a legal relationship, your insurance may not cover her.
However, every insurance provider is different, and you can call for specific details on your coverage.
How Can My Girlfriend Get Insurance Coverage?
Having insurance coverage during pregnancy, regardless of your choice, is essential. Hospital, emergency room, and OB-GYN bills can be incredibly high without the insurance adjustment.
Here are a few options to help your girlfriend receive insurance coverage:
- Encourage your girlfriend to ask her employer about insurance coverage. If she’s part-time, she may need to switch to full-time to gain access to benefits.
- If your girlfriend’s income meets certain criteria, she could qualify for insurance through Kentucky Medicaid, which is state-sponsored.
- If you have been considering marriage for a while, it might be time to move forward with that plan. However, marriage is a serious commitment you don’t want to rush into if you aren’t ready.
- You could help her look for private insurance. However, this is usually expensive if it’s not employer-sponsored.
Does Insurance Cover Abortion?
Even if you can add your girlfriend to your insurance policy, there’s a strong chance the insurance company may not cover elective abortion.
Kentucky completely bans abortion except in cases of life endangerment or severe physical risks to the woman’s health. These laws make insurance coverage for elective abortion doubtful because it’s an illegal procedure within the state.
Receive Confidential Support
Visit New Beginnings of Winchester as a couple to learn about your options and ask questions. We’re happy to serve you and your partner during this unexpected time.
All abortion information sourced in this blog is based on accurate information at the time of writing.